Welcome to NIC ASIA LAGHUBITTA BITTIYA SANSTHA LTD. - साथी संगै,सबल बन्दै

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NEPSE Data

Date: 27 September 2021
Traded Companies No. of Transactions Max price Closing Price Trades shares Amount
Agriculture Development Bank Limited 37 464.00 458.00 11409.00 5152834.00
Alpine Development Bank Limited 2 278.00 278.00 58.00 16124.00
Api Power Company Ltd. 45 357.00 331.00 1546.00 521240.00
Arun Finance Limited 21 174.00 171.00 2300.00 385630.00
Arun Valley Hydropower Development Co. Ltd. 11 223.00 223.00 2518.00 538276.00
Asian Life Insurance Co. Limited 79 1163.00 1100.00 18638.00 20427973.00
Bank of Kathmandu Lumbini Ltd. 102 560.00 545.00 16759.00 8955600.00
Barun Hydropower Co. Ltd. 5 252.00 251.00 540.00 135960.00
Bhargav Bikash Bank Ltd. 2 333.00 333.00 110.00 36630.00
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Our Services

Credit

A. Group Based loan :

1. General loan :

General loan is provided to low income people of poor families in rural areas at group guarantee to raise their living standard involving in income generating activities.

For Group Member :

  • Loan Limit : Maximum upto 3 Lakhs
  • Loan Tenure : Max. 3 Year
  • Interest Rate : 15%
  • Processing Charge : 1.5%
  • Insurance fee : 0.498% + Additional Rs.100 for Spouse Insurance
  • Payment mode : EMI

For Group Member (Regular Customer with Credit facility since last 2 years in MFIs)

  • Loan Limit : Maximum upto 5 Lakhs
  • Loan Tenure : Max. 5 Years
  • Interest Rate : 15%
  • Processing Charge : 1.5%
  • Insurance fee : 0.498% + Additional Rs.100 for Spouse Insurance
  • Payment mode : EMI

 

2.  Discipline loan :

Discipline Loan will be given to those regular members who pay regular installments for 1 year of General Loan. It has been operated with the objective of making borrowers to strengthen their business more.

  • Loan Limit : Maximum upto 1 Lakhs 
  • Loan Tenure : Max. 1 Years
  • Interest Rate : 15%
  • Processing Charge : 1.5% 
  • Insurance fee : 0.498% + Additional Rs.100 for Spouse Insurance
  • Payment mode : EMI

 

3. Emergency loan:

It will be provided to members specially in case their regular income business is down and money needed for health treatment.

  • Loan Limit : Maximum upto 1 Lakhs 
  • Loan Tenure : Max. 1 Years
  • Interest Rate : 15%
  • Processing Charge : 1.5% 
  • Insurance fee : 0.498% + Additional Rs.100 for Spouse Insurance
  • Payment mode : EMI

 

4. Seasonal loan :

It is provided to members for purchase of seeds, fertilizers, pesticides etc. related for agriculture to increase their additional income.

  • Loan Limit : Maximum upto 1 Lakhs 
  • Loan Tenure : Max. 1 Years
  • Interest Rate : 15%
  • Processing Charge : 1.5% 
  • Insurance fee : 0.498% + Additional Rs.100 for Spouse Insurance
  • Payment mode : EMI

 

B.  Collateral Based loan :

1. Microenterprises Loan :

This loan is given to either group member or individual member to raise their living standard by conducting income generating activities related to trade, business and agriculture with acceptable collateral basis.

For Group Member/Personal Member :

  • Loan Limit : Maximum upto 7 Lakhs 
  • Loan Tenure : Max. 7 Years
  • Interest Rate :  13% to 15%
  • Processing Charge : 1.5% 
  • Insurance fee : 0.498% + Additional Rs.100 for Spouse Insurance
  • Payment mode : EMI

For Group Member/Personal Member (Regular Customer with Credit facility since last 2 years in MFIs)

  • Loan Limit : Maximum upto 15 Lakhs 
  • Loan Tenure : Max. 12 Years
  • Interest Rate : 13% to 15%
  • Processing Charge : 1.5% 
  • Insurance fee : 0.498% + Additional Rs.100 for Spouse Insurance
  • Payment mode : EMI

 

2. Swouddham Loan :

Credit facilities for the purchase of Auto, Agricultural machine, Vehicle used in Agriculture.

For Group Member/Personal Member :

  • Loan Limit : Maximum upto 7 Lakhs 
  • Loan Tenure : Max. 7 Years (If Land is mortgaged)
  • Loan Tenure : Max. 5 Years (If Vehicle is mortgaged)
  • Interest Rate :  14% to 15%
  • Processing Charge : 1.5% 
  • Insurance fee : 0.498% + Additional Rs.100 for Spouse Insurance
  • Payment mode : EMI

For Group Member/Personal Member (Regular Customer with Credit facility since last 2 years in MFIs)

  • Loan Limit : Maximum upto 15 Lakhs 
  • Loan Tenure : Max. 12 Years
  • Interest Rate : 14% to 15%
  • Processing Charge : 1.5% 
  • Insurance fee : 0.498% + Additional Rs.100 for Spouse Insurance
  • Payment mode : EMI

 

3. Housing Loan :

Housing loan is provided for the maintenance and purchase of house with acceptable collateral.

For Group Member/Personal Member :

  • Loan Limit : Maximum upto 7 Lakhs 
  • Loan Tenure : Max. 7 Years 
  • Interest Rate :  13% to 15%
  • Processing Charge : 1.5% 
  • Insurance fee : 0.498% + Additional Rs.100 for Spouse Insurance
  • Payment mode : EMI

For Group Member/Personal Member (Regular Customer with Credit facility since last 2 years in MFIs)

  • Loan Limit : Maximum upto 15 Lakhs
  • Loan Tenure : Max. 12 Years
  • Interest Rate : 13% to 15%
  • Processing Charge : 1.5%
  • Insurance fee : 0.498% + Additional Rs.100 for Spouse Insurance
  • Payment mode : EMI